At Pehel Finance (“we,” “our,” or “us”), accessible via www.pehelfinance.com, we prioritize the privacy and security of our users and clients. This Privacy Policy outlines the types of information we collect, how it is used, protected, and your rights regarding your personal data.
1. Information We Collect
When you interact with our website or submit an inquiry for loan advisory services, we may collect the following personal information:
- Identity Details: Name, age, gender, and date of birth.
- Contact Information: Phone number, email address, and residential/business address.
- Financial & Employment Details: Employment status, monthly income, business turnover, estimated loan requirement, and credit history insights provided voluntarily.
- Technical Data: IP address, browser type, device information, and browsing patterns collected via standard website analytics.
2. How We Use Your Information
The information collected is used strictly to provide you with tailored financial advisory services, including:
- Evaluating your eligibility for loan products (Home Loans, Business Loans, Personal Loans, LAP).
- Connecting you with suitable lending partners, banks, and NBFCs.
- Contacting you regarding your inquiries, updates, and advisory consultations.
- Improving website functionality, user experience, and customer service.
- Complying with applicable legal and regulatory standards in India.
3. Information Sharing & Disclosure
We value your trust and do not sell, rent, or trade your personal information. We only share data under the following circumstances:
- Banking & Lending Partners: With your consent, relevant details are shared with verified banks and NBFCs to process your loan application.
- Legal Obligations: If required by law, regulation, or government authorities to comply with legal processes.
4. Data Security
We implement appropriate technical and organizational measures to safeguard your personal data against unauthorized access, loss, misuse, or alteration. However, please note that no transmission of data over the internet is completely secure.
5. Cookies & Tracking Technologies
Our website may use standard cookies to optimize your browsing experience and analyze site traffic. You can adjust your browser settings to decline cookies; however, some site features may not function optimally as a result.
6. Third-Party Links
Our website may contain links to external third-party websites. We are not responsible for the privacy practices, content, or policies of these external platforms.
7. Your Consent & Rights
By using www.pehelfinance.com and submitting your information, you consent to the collection and use of your data as outlined in this policy. You have the right to request access, correction, or deletion of your submitted personal details by contacting us directly.